Glossary and legal citations
This Website (or Application)
This Website (or Application) is the asset that makes the Service possible to be provided.
Owner by (or we)
Us Charge Detective is owner by (or we) the natural person or legal organization that offers Users this Website and/or the Service.
User or You
The natural person or legal entity using this website is known as the user, or You.
Offering
Service
The service offered by this website as specified on this website and in these terms.
Personally Identifiable Information.
Including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information, personally identifiable information is any information that identifiesAlternatively can be applied to find, get in touch with, or identify the individual to whom such information relates. Information gathered anonymously, that is, without identifying the particular user, or demographic data unrelated to an identified person is not considered personally identifiable information.
Cookies;
A cookie is a set of information that a website maintains on the computer of a visitor and that is sent by the visitor’s browser to the website each time the visitor returns.Within the meaning of the GDPR (General Data Protection Regulation), the Company is referred to as the legal entity that, either alone or in concert with others, establishes the goals and methods for processing personal data.
US Charge Detective’s Privacy Policy
This Privacy Policy informs You about Your privacy rights and how the law protects You as well as our rules and practices on the gathering, using, and disclosing Your information when You use the Service.
Users of this Application provide certain personal data.
Owner Contact Email
Owner and Data Controller
Charge Detective
What information relating to an individual is gathered?
Every user of ours may have basic profile information collected by us. Further data that we gather from our users is as follows: the name, phone number, address, email address, and details of social media accounts that the user wants to buy or sell.
Personal data, for the purposes of GDPR, is any information about You that relates to one or more aspects of your physical, physiological, genetic, mental, economic, cultural, or social identity, as well as your name, identification number, location data, or online identifier.
Personal Data, for the purposes of the CCPA, is any information that identifies, relates to, characterizes, or may be reasonably connected, directly or indirectly, to You.
Staying power:
Personal data will be handled and kept for as long as the reason they were gathered calls for it.
As so:
Personal information gathered to carry out a contract between the Owner and the User will be kept on file till the contract is completely fulfilled.
Personal Data gathered in order to further the legitimate interests of the Owner will be kept on file for as long as necessary. Users can get particular details about the legitimate interests that the Owner pursues by contacting the Owner or by consulting the pertinent sections of this document.
Wherever the User has given permission for such processing, the Owner may be permitted to keep Personal Data for a longer time as long as such permission is not revoked. Moreover, the Owner could have to keep Personal Data longer if compelled by law or by an authority.
Personal Data is to be erased when the retention period ends. Consequently, after the retention time has expired, the rights to access, erasure, rectification, and data portability cannot be exercised.
Who is gathering this data?
Apart from our direct data collecting, our third party service providers (like banks, clearinghouses, and credit card firms) who could offer credit, insurance, and escrow services, might also get this data from our Users. While we are powerless over how these third parties use this information, we do request that they make clear how they make use of the personal data that Users offer them. Among these third parties could be intermediates who just serve as connections in the distribution chain; they do not keep, utilize, or store the information that is sent to them.
Please find below comprehensive information on handling personally identifiable information:
Media
User data can be used for advertising communication purposes using this kind of service. These communications are shown on this Website as banners and other adverts, maybe according to the interests of the users.
Google LLC AdSense
Google LLC offers the advertising program Google AdSense. The DoubleClick Cookie used by this service monitors user activity with regard to advertisements, goods, and services provided as well as usage of this website.
Cookies, usage data are examples of personal data processed.
Processing location: US – Privacy Notice – Opt-Out
Statistics
The Owner may track User behavior and monitor and analyze site traffic using the services in this section.
Analytics Google LLC
Google LLC is the provider of the web analytic service Google Analytics. Google uses the data it collects to monitor and analyze how this website is used, to provide reports on its operations, and to share them with other Google services. Google may tailor and contextualise its own advertising network’s advertisements using the data gathered.
Cookies, usage data are examples of personal data processed.
Processing location: United States – Privacy Notice – Opt-Out
What uses does the website make of personally identifiable information?
We provide suitable service offers, personalise the Website, and complete buying and selling requests on the Website using Personally Identifiable Information. We may send Users emails with information about the Website’s topic or with research, buying, and selling possibilities. Personally identifiable information may also be used by us to get in touch with Users in answer to particular questions or to supply requested information.
Apart from complying with the law and defending our rights before the competent authorities when our rights and interests are threatened or we suffer an actual damage, we may also use your personal information for commercial purposes (as stated within the section “Detailed information on the processing of Personal Data” within this document).Your personal information will not be used without your knowledge for unrelated, incompatible, or other purposes.
Who might the information be shared with?
We may disclose to our connected agencies and other suppliers both Personally Identifiable Information and/or aggregated information about our Users, such as their demographics. You can “opt out” of receiving information or being contacted by us or any agency working on our behalf by doing the following.
Behavioural Advertising
The Company advertises to You following Your access to or visit to our Service using remarketing services. In order to better tailor our Service to Your interests and show You adverts that are probably more interesting to You, We and our third-party vendors use cookies and non-cookie technologies to help us identify Your Device and understand how You use our Service.
In compliance with their privacy policies, these outside vendors gather, retain, utilize, process, and transfer information about Your use of Our Service to allow Us to:
- Analyze and quantify traffic and browsing on Our Service
- Display to You adverts for our goods and/or services on unaffiliated websites or applications
- Analyse and quantify the results of our advertising efforts
Browsers that disable cookies may not affect some of these third-party suppliers’ usage of non-cookie technologies. It’s possible that your browser won’t let you to stop these kinds of technology. The third-party solutions listed below allow you to refuse to have information collected and used to show you interest-based advertising:
Opt-out website of the NAI: http://www.networkadvertising.org/choices/
Platform for EDAA opt-out onlinechoices.com/
Opt-out site for the DAA: http://optout.aboutads.info/?c=2&lang=EN
Limit Ad Tracking (iOS) and Opt Out of Ads Personalization (Android) are two privacy settings on your mobile device that you can turn off to avoid receiving any tailored advertising. For additional information, see Your mobile device Help system.
With these third-party vendors, we may provide information, including hashed email addresses (if available) or other online identifiers gathered on Our Service. This makes it possible for Our outside partners to identify and show You advertisements on all of your devices and browsers. Read more about the cross-device capabilities and technologies used by these third-party providers by visiting the Privacy Policies of each vendor named below.
Our outside vendors include:
Google Ads (AdWords):
This Application’s activity is linked to the DoubleClick Cookie and the Google Ads advertising network via Google LLC’s remarketing and behavioral targeting service, Google Ads Remarketing. Go to Google Ads Settings to choose not to have Google employ cookies for ad customisation. Privacy Notice – Opt Out.
Bing Ads:
Microsoft Inc. offers the remarketing service Bing Ads.Follow these steps to opt out of interest-based adverts from Bing adverts: Advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads For additional information on Microsoft’s privacy practices and policies, go to https://privacy.microsoft.com/en-us/PrivacyStatement.
Twitter:
Twitter Inc. offers Twitter remarketing service.Twitter offers the following procedures for opting out of their interest-based advertising: Twitter support article 20170405 Visit Twitter’s Privacy Policy page to find out further about their privacy practices and policies: twitter.com/privacy
Facebook Inc.
offers the Facebook remarketing service.Visit this link to find out more about Facebook’s interest-based advertising: https://www.facebook.com/help/5161473085872666 Facebook provides these steps to opt out of interest-based advertising: Visit Facebook.com/help/568137493302217. The Digital Advertising Alliance has set Self-Regulatory Principles for Online Behavioural Advertising, to which Facebook complie. The Digital Advertising Alliance in the USA allows you to opt-out of Facebook and other participating corporations at http://www.aboutads.info/choices/., opt-out through your mobile device settings, or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/ or the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/.Facebook’s Data Policy may be found at https://www.facebook.com/privacy/explanation.
Pinterest:
Pinterest Inc offers the Pinterest remarketing service. The “Do Not Track” feature of your web browser or Pinterest’s instructions can be used to opt out of interest-based advertising on the site: Personalization and data articles at help.pinterest.com For additional information about Pinterest’s privacy practices and policies, go to https://about.pinterest.com/en/privacy-policy.
AdRoll:
AdRoll, Inc. is the provider of the remarketing service. Visit this AdRoll Advertising Preferences page to opt out of AdRoll remarketing: http://info.evidon.com/pub_info/573?v=1&nt=1&nw=false or the Opt Out of Personalized Advertising page at https://help.adroll.com/hc/en-us/articles/216599538-Opting-Out-of-Personalized-Advertising. Please read NextRoll, Inc.’s “Information For California Residents Only” section at https://www.nextroll.com/privacy#service-13 if you are a resident of that state. Please visit the NextRoll, Inc. Privacy Policy website at https://www.nextroll.com/privacy for additional details on AdRoll’s privacy practices.
Perfect Audience:
NowSpots Inc. offers Perfect Audience remarketing solution.Visit these pages to opt-out of Perfect Audience remarketing: Partner Opt-out (http://ib.adnxs.com/optout) and Platform Opt-out (http://pixel.prfct.co/coo).To learn more about Perfect Audience’s privacy policies, go to https://www.perfectaudience.com/privacy/index.html.
The AppNexus:
remarketing service is offered by AppNexus Inc. By going to https://www.appnexus.com/platform-privacy-policy#choices, you can opt out of AppNexus remarketing. Kindly visit the AppNexus Platform Privacy Policy website at https://www.appnexus.com/platform-privacy-policy for additional details about AppNexus’s privacy practices.
How is data relating to an individual stored?
Charge Detective stores personally identifiable information securely and keeps it out of the hands of outside parties or staff members, save for the purposes above mentioned.
What choices do Users have with reference to gathering, using, and sharing the information?
Users may choose not to receive unwanted information from us, our vendors, and our associated agencies by following the instructions in emails or by either:
Emailing us at info@uschargedetective.com
Exist Cookies on this Website?
Numerous purposes are served by cookies. Cookies are used by us to learn about our Users’ choices and preferences. Cookies are also used by us for security reasons to keep our Users safe. We will automatically log a User off if they are logged in and the Website is not accessed for longer than ten minutes. With the caveat that some Website functions might not work properly without cookies, users who do not want cookies to be placed on their computers should configure their browsers to reject cookies before using https://uschargedetective.com.
Cookies used by our service providers
When you use our website, cookies from our service providers could be saved on your computer. Our cookies information page has further information on the cookies that are utilized.
How is login information used by Us Charge Detective?
Charge Detective tracks a user’s movement and use, administers the website, analyzes trends, and compiles broad demographic data using login information, which includes, but is not limited to, IP addresses, ISPs, and browser types.
What service providers or partners are allowed to obtain Personally Identifiable Information from Website Users?
We Charge Detectivey has partnered with and will continue to have ties with several vendors. Such vendors might need to know the foundation for determining whether a User is eligible for a service, so they might have access to certain Personally Identifiable information. Their obtaining or using of personal information is not covered by our privacy policy. Making legally required disclosures of personally identifiable information. Should a court order, subpoena, or request for information from a law enforcement agency be issued, we will provide Personally Identifiable Information. Furthermore, when it is deemed logically required to safeguard the security of our users, we shall share Personally Identifiable Information.
How is Personally Identifiable Information protected on this Website?
Every member of our staff is conversant with our security procedures and policies. Just a select few of qualified personnel have access to our Users’ Personally Identifiable Information; they are issued a password to do so. Regularly, we audit our security procedures and systems. Encryption techniques are in place to safeguard data transmitted over the Internet, including credit card and social security numbers. Electronic communications and databases are vulnerable to mistakes, tampering, and break-ins; even though we take commercially reasonable steps to keep a secure site, we cannot ensure or warrant that such events will not occur and we will not be responsible to Users for any such occurrences.
Privacy Regulation GDPR
Your GDPR rights
The Company guarantees You can exercise Your rights and pledges to protect the privacy of Your personal data.
Under this Privacy Policy and, if you are in the EU, by law, you have the following rights:
Request to view your personal information.The ability to see, change, or have the data we have about you removed. Your Personal Data can be accessed, updated, or deleted directly from the Your account settings area whenever that is possible. Should you be unable to carry out these tasks on your own, do get in touch with us to help you. This also makes it possible for You to get a copy of the Personal Data we have on file for You.
Ask that the Personal Data we have on you be corrected.You are entitled to have any inaccurate or missing information we have on file updated.
Refuse to have Your Personal Data processed.This right exists in cases when We are processing Your Personal Data on the basis of a legitimate interest and You wish to object on this basis due to something specific to Your circumstances. Should We be using Your Personal Data for direct marketing, you also have the right to object.
Ask to have Your Personal Data erased.When there is no compelling reason why We should keep processing Personal Data, you have the right to request that it be deleted.
Ask to have Your Personal Data transferred.Your Personal Data will be provided to You or to a third party You have selected in an organized, widely used, machine-readable manner. This right, kindly note, only covers automated data that You first gave Us permission to use or where We utilized the data to carry out a contract with You.
Redraw your agreement.You are free to revoke your agreement to the use of your personal data. Should You withdraw Your agreement, We might not be able to give You access to some particular Service features.
Application of Your GDPR Data Protection Rights
Contacting Us will allow you to use Your rights of access, correction, cancellation, and objection. Kindly note that before answering to such inquiries, we can ask You to confirm Your identity. Should You submit a request, We will do everything in our power to get back to You as soon as feasible.
Your right to a complaint over Our gathering and processing of Your Personal Data lies with a Data Protection Authority. In the European Economic Area (EEA), please get in touch with your local data protection authorities for further information.
CCPA Privacy
Information We Gather
Information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a specific consumer or device is gathered by the Website (“personal information”).
Specifically, during the past year, Website has gathered the following categories of personal information from its users:
Examples
Category
Collected
A.Identifiers :
Real name, alias, postal address, online identification, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other such identifiers.
NO
B. The California Customer Records legislation (Cal. Civ. Code § 1798.80(e)) lists the categories of personal information.
Name, signature, Social Security number, address, phone number, passport number, driver’s license or state identification card number, insurance policy number, education, work history, bank account number, credit card number, debit card number, or any other financial, medical, or health insurance information; physical characteristics or description.
N0
C. Qualities of protected classification under federal or California law.
Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental impairment, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including genetic information from family members).
NO
D. Information on commercial matters.
Records of personal property, goods and services bought, obtained, or contemplated, or other patterns or histories of consumption or purchasing.
NO
E. Details about biometrics.
Fingerprints, faceprints, and voiceprints; iris or retina scans; keystroke; gait; or other physical patterns; sleep, health, or exercise data; genetic, physiological, behavioral, and biological traits; or activity patterns used to retrieve a template or other identification or identifying data.
NO
F. Internet or other comparable network activity.
Information on a customer’s interactions with a Website, application, or advertisement; browsing and search histories.
NO
G. Data regarding geolocation.
Movements or physical place.
NO
H. Information obtained by senses.
information that is audio, electrical, optical, thermal, olfactory, or similar.
NO
I. Information pertaining to a job or profession.
Previous or present employment history, performance reviews.
NO
J. Information about private education (as defined by the Family Educational Rights and Privacy Act, 20 U.S.C. Section 1232g, 34 C.F.R. Part 99).
Education records directly pertaining to a student, such grades, transcripts, class schedules, student identification codes, student financial information, or student disciplinary records, kept by an educational institution or entity operating on its behalf.
NO
K. Conclusions made from further personal data.
A profile that reflects a person’s tastes, traits, inclinations, attitudes, intelligence, skills, and aptitudes; also, psychological trends.
NO
Not included under personal information are:
government records that are made public.
Aggregated or deidentified consumer data.
Information beyond the purview of the CCPA, including some health or medical information and other types of information covered by other laws.
The following sources provide us with the categories of personal information indicated above:
instantly from you. From forms you fill out, for instance, or goods and services you buy.
From you indirectly. Like from seeing what you do on our website.
Utilising Personal Data
Our collection of personal information may be used or disclosed for any or all of the following business purposes:
To satisfy or fulfill the reason you gave the information. When you ask for a price estimate or have a question about our services, for instance, and provide your name and contact details, we will use that personal information to answer. Should you supply us with personal information in order to buy a good or service, we will use it to handle your payment and make delivery easier. We might also retain your data to handle returns or new product orders.
To handle your orders, purchases, transactions, and payments and stop fraud involving transactions.
To help you and to answer your questions, including to look into and resolve your issues and track and enhance our answers.
To reply as mandated by relevant legislation, court orders, or government regulations as well as to law enforcement inquiries.
As further stated in the CCPA or as explained to you when gathering your personal information.
To assess or carry out a sale or transfer of some or all of the assets of our company or our affiliates, wherein among the assets transferred includes personal information that we or our affiliates have concerning users of our website.
We won’t gather more categories of personal information or use the information we do for significantly different, irrelevant, or incompatible purposes without giving you notice.
Informing Others of Personal Information
Your personal information may be shared with a third party for business reasons. We engage into a contract when we release personal information for business purposes, outlining the objective and requiring the receiver to maintain the information confidential and use it only for the purpose of carrying out the agreement.
You have rights under the CCPA.
Californians have certain rights over their personal information under the CCPA. Should you live in California, you are entitled to the following:
Notice rights.It is your right to be informed of the types of personal data being gathered and the uses intended for such data.
Requesting rights.You have the right, under CCPA, to ask that We provide you with information regarding our gathering, using, selling, sharing, and disclosing of personal information for commercial reasons. Once We have Your request and have verified it, We will tell You:
Categories of personal information we gathered about you Sources of the personal information we gathered about you Our business or commercial reason for gathering or selling that personal information
Categories of outside parties with whom We exchange such personal data
The particular personal information we gathered about you
Should we sell or make public Your personal information for commercial reasons, We shall notify You of:
The sold personal information categories
List of categories of personal information revealed
The option not to have your personal data sold (opt-out).You may request that We not sell any of Your personal information. Contact Us to send an opt-out request.
Right to have Personal Data deleted. With a few restrictions, you have the right to ask that Your Personal Data be deleted. Unless there is a special circumstance, We shall remove (and instruct Our Service Providers to remove) Your personal information from our records as soon as we receive and validate Your request. If keeping the information is required for Us or Our Service Providers to: carry out the transaction for which we gathered the personal information, offer the good or service that You requested, take reasonable actions within the framework of our continuing business relationship with You, or otherwise carry out our contract with You, we may refuse to comply with Your deletion request.
Identify security breaches, stop malevolent, dishonest, fraudulent, or unlawful activity, or bring criminal charges against those involved.
Debugg items to find and fix faults that reduce the intended functionality as it is now.
Use your free speech, protect the freedom of another customer to use theirs, or use another legally granted privilege.
Comply with Penal Code Section 1546 et. seq., the California Electronic Communications Privacy Act.
Participate in publicly funded, peer-reviewed scientific, historical, or statistical research in the public interest that complies with all other relevant ethics and privacy regulations, if, having previously given informed consent, the information’s deletion would probably make the research impossible or severely hinder its success.
Allow only internal uses that, given Your connection with Us, are equitably in line with customer expectations.
Fulfil a legal requirement.
Use such information for other legitimate, internal purposes that fit the situation in which you gave it.
The freedom from unfair treatment.It is your right not to face prejudice for using any of Your consumer’s rights, including by:
denying You of products or services.
charging varied rates or prices for products or services, including the utilization of advantages or discounts or the imposition of fines.
offering You goods or services of a different caliber or level.
implying that the goods or services you will receive will be of a different quality or level.
Utilising Your CCPA Data Protection Rights
To exercise any of Your CCPA rights, and if You live in California, please get in touch with Us:
Via email A genuine request for Your personal information may only be made by You, or by someone you designate to act on Your behalf and who is registered with the California Secretary of State.
You must request of Us:
Give us just enough information to logically confirm that you are the individual for whom we gathered personal data or an authorized representative.
Give Us enough information to fully comprehend, assess, and reply to your request.
Should we not be able to:
Verify that the personal information pertains to you and that you have the right to make the request. We will provide and disclose the necessary information free of charge 45 days after receiving your authentic request. If it is deemed advisable and with prior notice, the time frame for submitting the essential information may be extended once by an extra 45 days.
Any disclosures we make will only be relevant to the year before the verified request is received.
We will use a format to give Your personal information that is easily usable and should enable You to transfer the information without any problems from one organization to another.
Your Shine the Light legal rights in California
California individuals with an established business relationship with us can obtain information once a year about sharing their Personal Data with third parties for the third parties’ direct marketing purposes under California Civil Code Section 1798, sometimes known as California’s Shine the Light statute.
If you are a resident of California and would want further information regarding the California Shine the Light statute, please use the details below to get in touch with us.
Minor User Privacy Rights in California (Business and Professions Code Section 22581)
Section 22581 of the California Business and Professions Code enables registered users of online services, applications, or websites under the age of eighteen to request and have content or information they have publicly posted removed.
If You live in California and would want such data removed, please contact Us at the address listed below, being sure to mention the email address linked to Your account.
Be advised that your request does not ensure that material or information published online will be completely removed, and that in some cases the law may not allow or compel removal.
How are errors in Personally Identifiable Information corrected by users?
Consumers can get in touch with us to update their Personally Identifiable Information or to get any errors corrected by either:
Emailing us at info@uschargedetective.com
Is it possible for a user to erase or deactivate Personally Identifiable Information gathered by the website?
Through contact, we provide Users a way to remove or deactivate Personally Identifiable Information from the database of the website. It could be difficult to remove a users entry without leaving some residual data, though, due to backups and deletion records. Individuals who ask to have their Personally Identifiable Information deactivated will have their information effectively removed, and going forward, we will not sell, transfer, or use any Personally Identifiable Information about them.
Rights of users
These are your rights under data protection law summed up:
The access rights
The correctional right
The erasing right
Processing restriction rights Processing object rights
Data portability rights
The capacity of filing a complaint with a supervisor
Consent withdrawal rights
Should the Privacy Policy be updated, what will happen?
Changes to our privacy policy will be announced to our Users via a website posting. We will, however, get in touch with any User who has previously asked that their Personally Identifiable Information not be exposed if we are altering our privacy policy in a way that could result in such exposure.
Internet links
External websites are linked to from https://uschargedetective.com. Kindly be advised that clicking on one of these links will take you to an other website. Given that these linked sites may have different privacy policies than us, we advise you to read theirs.