Unknown charged I was shocked to see “ACHMA VISB Bill PYMNT” and began to wonder if it was a scam or an unremembered membership. But I looked it up and discovered:
code description
The Automated Clearing House (ACH) Merchant Authorization (MA)
Visa Bill Payment VISB
Verizon Wireless is the owner of this charge; it offers home phone and internet services.
Join me then on this trip to make this misunderstanding a reality.
The Achma Visb Bill Pymnt is what?
It is a code that Verizon Wireless uses to take money out of a customer’s account against services like TV, internet, and phone.
Processing electronic transactions between bank accounts, it is a payment network. That covers transfers and payments made electronically.
Type or account of the debit card is indicated by the Merchant Authorization Visa code (VIS). This time the bill was paid with a bank account or Visa debit card.
Technically, it is a Visa bill payment through Automated Clearing House Merchant Authorization, which may seem odd to some.
Verizon therefore uses the ACH protocol to electronically move money across accounts. The code informs us that a Visa was used for the transfer.
Most services identify a certain charge type and the reason it was handled using this label. Although you could assume “Verizon” will appear, the code belongs to Verizon, not to you.
And how does Verizon Wireless operate?
Being the biggest telecoms firm in the United States, it offers its clients a range of services including mobile internet, home phones, and other cell phone services.
Its American subscribers, who use cell phone plans, data bundles, and related services, number over 144 million.
Reliability and speed are hallmarks of Verizon Wireless, whose LTE coverage spans over 70% of the United States.
Create a Verizon Wireless account before you can pay the bill; this can be done via the Verizon website or the My Verizon app.
Following the creation of an account by adding a credit or debit card, Verizon Wireless will automatically take a predetermined amount out of your account each month without your having to remember to make a payment. This is the easiest way to pay.
What is its labeling, and why did Verizon Wireless chose this?
Bank statements will reflect this charge because Verizon cellphone takes money out of a customer’s account to pay their cellphone payment. “Automated Clearing House ACH Merchant Authorization Visa VIS (VIS) Bill payment” is the acronym. Technical restrictions on payment processing call for this code.
Few characters are allowed by each payment processor to identify payments on a bank statement. This code indicates a bill was paid using bank accounts or Visa debit cards.
See More About Unfamiliar Charges at CCI Care.com
Exists a fraud with this charge?
Should you require a Verizon wireless account or were unaware of this transaction, you should get in touch with your bank or card issuer.
Many times this code looks authentic, but the most likely explanation is that someone made an illegal payment without your awareness. A cellular contract can be set up behind your back if someone got hold of your ID and card details.
More than any other wireless service, Verizon Wireless is rigorous and guarded against fraud. Yes, occasionally cases get past.
If, after all of your checks and inquiries, you still think you never gave your Visa (or any other kind of authorization), you must take action.
What does Achivr Visb Bill Payment mean?
Verizon Wireless uses this code as well to take money out of a customer’s bank account in order to pay their bills.
Preventive Action
These workable tips will help to avoid misunderstandings around bill payment:
Organize your records
It is simple to get information from a store’s copies of all receipts and invoices, which you must keep in order, if you require any information, such account number, payment dates, and amount of any bill.
Examine the Correctness of Bank Statements
Regularly reviewing your bank statement can save you from late fees and penalties by allowing you to spot any anomalies early.
Choose to bill without paper
Choose paperless billing to have fast access to statements and to easily manage, access, and monitor payments.
Taking these actions will enable you to set up an easily understood and manageable system for your bills and payments. Assuring prompt payments and reducing misunderstanding will result from this.
FAQs - Often Asked Questions
I want to stop this charge.
Simply call the Verizon Wireless contact center or click the account’s unsubscription option, same as when you created it.
How can I change the label on my Verizon Wireless payments?
Help is needed for Verizon Wireless users to choose the payment label on their bank statements.
If I don't see the VISB BILL payment on my account statement, what should I do?
A payment that shows up on your account statement but you don’t recognize it could have been made in error. Should you be a Verizon Wireless client, the payment might have been made in error. Should you still be having trouble figuring it out, Verizon Wireless can assist you further.
Might other bills be paid with it as well?
Bank statements have this payment code. Just payments to Verizon Wireless made with a checking account are covered by this description.
You cannot, thus, use it to pay any other expenses or invoices unconnected to Verizon Wireless. You have to pay other fees or costs unrelated to Verizon Wireless using an other payment method or platform.
What is the 190311 Achivr Visb Bill Payment ACH Debit?
It is a particular ACH debit transaction that Verizon bills with. In any case, the 190311 is a special identification that serves as a reference number or date for a certain transaction, enabling clients and Verizon Wireless to monitor the transactions.
What distinguishes these two bills payments?
Verizon Wireless uses both codes for bill payments; the word is spelled differently in each case. The use of the ACH network and a Visa card is demonstrated by Automated Clearing House (ACH) Merchant Authorization Visa (VIS) Bill Payment.
Conclusion
This is a popular abbreviation for electronic check payments made to Verizon Wireless. Though the term is shortened, Verizon Wireless accepts this kind of payment. For any inquiries or worries about your transactions, it is preferable to get in touch with Verizon or your bank.